Do you have any money set aside in a reserve fund in case there is an emergency in your life? If you don’t, it worthwhile to give it a deep thought now because no one knows when an emergency could occur, you need an emergency fund to manage through any unforeseen incident that may happen at any point of your life.
Once you know these basic particulars of your life LukeMedikal policy, some other important items to know are, for one, what the surrender value of your policy is. This is the amount you will receive if you end the policy voluntarily. A life settlement will always give you more money than the surrender value. You will want to know if your policy is convertible. Can it be changed? You will also want to have a general idea of your current health, any type of health problems you may have, and your medical history. This will be a part of your life settlement, as the company or individual that purchases your policy will need this information, so the more you can collect before you contact a life settlement broker, the better.
How does this episode affect not only those involved, but the community in general? For my part there is sadness. I feel violated, my space has been intruded and my possessions have been damaged. I’m not a rich man, but yes I will be able to make repairs without suffering severe financial repercussions.
In the best selling business book “The Seven Habits of Highly Effective People” Stephen Covey lists the fifth habit as Seek First to Understand, Then to Be Understood. He states that there are basically four ways to communicate: reading, writing, speaking and listening. Very few, he goes on to say, really practice the art of listening well. It is an underdeveloped talent that is extremely important. Without it, many efforts in healthcare will produce unsatisfactory results or worse and will generate much ill will.
While selling your assets may look like drastic action, it just may be the thing to help you avoid bankruptcy court. The key is to begin thinking of as many ways as you possibly can to generate cash to pay down your debts as much as possible.
What can we do as patients to make the most out of an appointment that will eliminate the fear and anxiety that comes with our health and to help us feel like we are in control of the situation? There is actually a lot that we can do. First, we can document pain or discomfort that we feel. Keep track of how many times you experience symptoms. Rank your pain on a scale of 1 to 5, with five being the most painful. Tell where the pain or discomfort is and does the pain radiate or stay in one place.
If you have hired an outside service to aid you a home improvement project – always inspect the finished work thoroughly – before paying the final installment for the services. By conducting this inspection, you have a better chance of getting discrepancies and deficiencies in the contracted work corrected. Once you have paid in full, it is much harder to get these issues remedied!
Breathe. Sometimes these things happen and you will feel overwhelmed and maybe a target. But, as best you can, let it run off your back like a duck. Remember after all, these are just “things,” you still have your life and hopefully your health. Although it is a major inconvenience and it always costs you more time and money, the end results can be better. I ended up making improvements to our basement I would not have done if not for the flood.